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Terms of Use

Please read this agreement ("Agreement") carefully before accessing or using this website ("Site"). By accessing or using the Site, you agree to be bound by this Agreement. Monark and its suppliers provide the information and services on this Site to you, the user, conditional on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Site constitutes your agreement to all such terms, conditions, and notices. 

The information contained on this Site is for informational purposes only and is not intended to provide professional services or advice. The information does not constitute an offer or solicitation by Monark to buy or sell any products or services of any kind whatsoever. 

Monark and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on this Site. While Monark and its suppliers, strive to keep the information on this Site accurate, complete and up-to-date, Monark, and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information. If you choose to access this Site from a location other than Canada or the United States, you do so through your own initiative and you are responsible for compliance with any applicable local laws.


PERSONAL AND NON-COMMERCIAL USE LIMITATION: PROHIBITED USES
You may access, download, and print materials on this Site for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another web page, use on any other website, or transfer or sell any information, software, lists of users, databases or other lists, products or services obtained from this Site. The foregoing prohibition expressly includes, but is not limited to, the practices of "screen scraping" or "database scraping" to obtain lists of users or other information. If and when requested by Monark, you agree to provide true, accurate, and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of Monark, you agree to refrain from accessing or attempting to access password protected, secure, or non-public areas of this Site. Unauthorized individuals attempting to access prohibited areas of this Site may be subject to prosecution.

PROPRIETARY RIGHTS
You acknowledge that this Site is protected by applicable trademark, copyright, patent, and other intellectual property laws. Accordingly, you may not copy, reproduce, distribute, or alter any materials found on this Site without Monark’s written permission, except for personal, non-commercial use only.

LIABILITY DISCLAIMER
Monark shall not be responsible or liable in any manner for any damages, losses, or expenses (including direct, indirect, special, consequential, incidental, or punitive damages), however caused, arising directly or indirectly out of your use of the Site and/or any web browser or device, or your inability to use the Site, or any error, omission, interruption, defect, delay, computer virus, system failure, loss of data, or otherwise, including any damages you may suffer if you transmit confidential or sensitive information to us or if we communicate such information to you at your request over the internet, even if we or our representatives are advised of the possibility of such damages, losses, or expenses. 

The information contained on this Site is unaudited, is for general information purposes only, and is subject to change without notice. The information is provided to you on an “as is” and “as available” basis, without any representation, warranty, or condition as to accuracy, timeliness, completeness, or availability.  Monark and its directors, officers, employees, and agents exclude all warranties or conditions of any kind, whether express, implied, or statutory in connection to this Site and the downloading of any Site content. You accept your own risk that the internet or other online communications media may not perform as intended as a result of human, mechanical, or other error, despite the efforts of Monark, you, or any third party. 

Monark does not guarantee that the information on this Site is accurate, complete, or current, and accepts no liability whatsoever for any inaccuracies in the information provided or for any loss or damage of any kind arising out of the use of all or any part of this Site.


INDEMNIFICATION
To the extent permitted by applicable law, you agree to indemnify Monark against any and all liability resulting from any claims arising in relation to your use of the Site.

CHANGES TO AGREEMENT
Monark may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the Agreement periodically, and your continued access or use of this Site shall be deemed your acceptance of the modified Agreement. 

This agreement was last updated February 16, 2022.

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